Today:

Agency Hours

Monday - Friday  
9:00 am - 5:00 pm
Saturday and evenings
By appointment
Sunday and holidays
Closed

 

 

 

 

Agents and Locations

Grand Junction Agents
  Bill Hampton
  Bryan Cross
  Charlie Fletcher
  Garry Hart
Durango Agents
  Lon Wilkinson
  Gabe O'Reilly
  Holly Hagan
  Lois O'Toole

Companies Represented

American National Insurance Company
American National Property and Casualty Company

 

 

 

 

Lois O'Toole

Lois O'Toole, Agent
128 W 14Th St
Durango, CO 81301-5100

Phone: (970) 259-5589
Fax: (970) 797-6427

Email: LOIS@EKIVA.NET

Licensed in Colorado and New Mexico

   
   

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About Lois O’Toole

Lois was born and raised in Massachusetts and has lived in Durango Colorado for 9 years.  She is the Mother of Owen age 10 and Amelia age 9 and step mother of Max age 18.  Her husband Patrick works at the La Plata County Airport.

Lois has been involved in the Insurance Industry for 23 years in many different capacities including underwriting, marketing and customer service.  The favorite part of her work is educating her clients about planning and protecting their families, assets and futures and knowing that what she does makes a difference in their lives.

Lois loves to ski, hike and explore God’s Country with her family.   Empower her children to learn and grow and to realize their potential and passion in all things.   Lois divides her free time between her family’s outdoor activities, 4H, Destination ImagiNation and several volunteer, business and church activities.

My Mission

My mission is to help my clients create a protection package for their current assets and future income by becoming a partner and their advocate.

Professional Services

  • Personal Insurance - Auto, Home, Life, RV, Cycle, Umbrella and Fixed Annuities
  • Commercial Insurance - Businessowners and Contractors Packages
  • Health Insurance - Personal, accident, disability  and Small Group

Qualifications

  • Accident, Health, Property, Casualty, Life Licensed 1989
  • Certified Insurance Counselor  1991
  • Associate in Underwriting
  • Certified Risk Manager

Memberships /Affiliations

  • Durango Area Chamber of Commerce
  • Volunteer Durango9 R School District  & Mountain Middle School
  • First Baptist Church
  • La Plata County 4 H
  • Durango Business Women’s Idea Exchange

 

 

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All products, coverages, and options are not available in all states, and eligibility requirements will apply. Products and services referenced in this Web site are provided through multiple companies. Each company has financial responsibility only for its own products and services, and is not responsible for the products and services provided by the other companies.

Personal lines and commercial products and services are made available through American National Multiple Line Exclusive Agents and may be underwritten by American National Property And Casualty Company (ANPAC®), Springfield, Missouri or one of its subsidiaries or affiliates: American National General Insurance Company; Pacific Property And Casualty Company (California residents); ANPAC Louisiana Insurance Company (Louisiana residents); American National Lloyds Insurance Company and American National County Mutual Insurance Company (Texas residents). Life insurance and fixed annuity products are issued through American National Insurance Company, Galveston, Texas.

Disability Income products and services are issued by Illinois Mutual Life Insurance Company, Peoria, Illinois.

Tax issues that may be discussed are subject to change, and this is for your information only. Discussion of such issues does not constitute tax or legal advice. Please consult your tax advisor, attorney or CPA for guidance on all tax matters.

These brief descriptions of coverages available are for illustration purposes only, and are not intended as a statement of contract. For actual terms and conditions of coverage provided, refer to your insurance policy. For more information about coverage options and availability, talk to your American National agent. American National Family of Companies reserves the right to discontinue programs at any time.

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